Fees and Charges EasyDay Card
Joining Fees Waived
Late Payment Charge Rs.500
Over Limit Charge Rs.500
Cheque Bounce Payment Rs.500
Foreign Currency Markup 3.5%
Interest Charges 3.1%
Add On Card Waived
Cash Withdrawal / Call a Draft / Fund Transfer *
(Per Rs. 10,000/- or part thereof)		 Rs.300
Lost Card Replacement Charge Nil
Charge for Duplicate Statement Nil
Charge Slip Retrieval Charge Nil
Annual Fee Nil
Renewal Fee Nil
Machine Surcharge at ATMs Nil
Balance Enquiry Charges at other ATMs Nil


EMI Plans and Charges
Tenure Intrest Rate Processing Fees Foreclosure Fees
3 Months 0% 32.50 per Thousand 0%
6 Months 0% 70 per Thousand 0%
9 Months 0% 90 per Thousand 0%
12 Months 0.99% 30 per Thousand 4%
24 Months 0.99% 30 per Thousand 4%


Service tax & education cess would be charged as per statutory regulations on the interest & fees and other charges charged on your Credit Card.

*Charges applicable with effect from 15 Sept 2011