Kotak Credit Cards, in partnership with VLCC, offers on-the-spot No Charge EMI at select outlets of VLCC.
To avail the ‘Dream Big’ EMIs:
- Go to the payment desk at the participating outlets
- Choose a No Charge EMI duration
- Pay every month in easy installments at no interest and no processing fee
The EMI tenures available to the customer is of 3, 6, 9, and 12 months
| S.No. | Address |
| 1 | 1A Kashi Niket, 190 C Satin Sen Sarani, Kankurgachi, Kolkata - 700054 |
| 2 | 1/432, Gariahat Road, Kol - 68 |
| 3 | 33, Shakespeare Sarani, Opp-Rani Birla College, Kolkata-700 017 |
| 4 | VLCC Health Care Ltd. ,Flat no. 1C & 1D,16S & 15N ,Block A,New Alipore , kolkata-700053 |
| 5 | Swastik Building, Nazrul Islam Avenue, Rajarhat VIP, Kolkata - 700157 |
| 6 | premises no 35A-11&A12 Block A Dr abani dutta road howrah -711106 |
| 7 | 5, Janpath, 1st Floor, Near Ram Mandir, Unit-III, Kharvel Nagar, Bhubaneshwar, PIN-751001 |
| 8 | VLCC Health care Ltd,Shankar Complex,Christianbasti,G.S.Road,Guwahati-781005 |
| 9 | VLCC Health Care Ltd, 2nd Floor Industry House , Sinha Library Road, Kotwali, Patna-800001 |
| 10 | MAA DEOPATI SADAN NEAR RAJESH BALLABH HOUSE BELWARGANJ P.S.- ALAMGANJ PATNA CITY PATNA - 800007 |
| 11 | VLCC HEALTH CARE LTD, 1ST FLOOR TRISHUL TOWER, MOTHER TERESA ROAD, ABOVE VIJAYA BANK, ZOO ROAD TINIALI, GUWAHATI - 781021 |
| 12 | 112, SEVOKE ROAD, GANESHAYAN BUILDING , NEAR SKY STAR A.C MARKET , SILIGURI - 734001 , DIST - DATJEELING |
| 13 | 115A, Biren Roy Road (East), Kolkata -700008 |
| 14 | VLCC Health care Ltd. Unit -D, Ground Floor, RDB Boulevard, Plot No: K1, Block - EP & GP, Sector - V, Saltlake City, Kolkata-91 |
| 15 | No. 96/5 Southend Road, Southend Circle Basavangudi Bangalore 560004 |
| 16 | M/s.VLCC HEALTH CARE LTD , # 19/4 , 1st Floor , Sair Bagh , Cunnighum Road, Opp : Food World , Bangalore : 560052 |
| 17 | #69/A, BYRAPPA COMPLEX, WOC RD, MAHALAXMIPURAM, BANGALORE - 86 |
| 18 | #2015,16th main HAL 2nd stage 100ft road indiranagar banaglore-560008 |
| 19 | VLCC HEALTH CARE LIMITED, # 4/1, 1ST FLOOR, KVM PLAZA, OPP: SONA CHAMBER, NEXT TO JTK SHOW ROOM, CLUB ROAD, HUBLI-580 029. |
| 20 | THE PLANET, # 54,KATHA NO 435, WHITEFIELD, B,LORE-66 |
| 21 | C-7, BMP WARD 67, NEAR BETHANY SCHOOL, GANESH TEMPLE ROAD, KORMANGALA- 560034 |
| 22 | #447-A,SRI GURUKRUPA COMPLEX,9TH CROSS.2ND PHASE J P NAGAR.NEXT TO TIRUMALA TEMPLE.BANGALORE 560078 |
| 23 | VLCC HEALTH CARE LTD # 2813, 10th Cross,1st & 2nd Floor, Shree Ganesh Arcade, V V Mohalla, Kalidasa Road, Mysore-570002 |
| 24 | VLCC HEALTH CARE LTD.3-31-2517,Kadri Road,Near C.V.Nayak Hall,Mangalore-575003 |
| 25 | 8-2-283/82/l283-A/1, MLA colony, Road no 12, Banjara hills, Hyderabad- 500034 |
| 26 | #3-6-365/A/B, Sama Towers,op Stanza, Mahaveer Chambers, Libirty Circle, HIMAYAT NAGAR- HYDERABAD- 500 029 |
| 27 | 1-8-303/26,sana consortium,sindhi colony,p.g.road,secunderabad-500003. |
| 28 | VLCC Health Care Ltd,291/14/9/2,Bhasker Empire,Opp Jayabheri Silicon County,Kondapur,Hyderabad-500032 |
| 29 | Block NO.18,Maruthi Arcade,Dr.A.S.Rao Nagar,Hyderabad-500062 |
| 30 | VLCC HEALTH CARE LTD 16-11-19/9/A, Shantha Heights, Saleem Nagar, Malakpet, Hyderabad-500036. |
| 31 | First Floor,h.no 211,Mig-1 ,Road No-1 near ICICI direct,KPHB Colony Hyderabad |
| 32 | Vlcc Health Care ltd. Vinayaghar heights, 1st floor, CBM Compound, Siripuram Road, Visakhapatnam - 530001 |
| 33 | VLCC Health Care Limited,Padmasree Arcade,Above Axis Bank,Opp Chinagantyada Bus stand.Vishakpatnam |
| 34 | vlcchealth care limited.79-2-9/3,plot no-54,jetty enclave ,Near Saibaba Temple,tilak road,Rajahmundry.Pin-533103 |
| 35 | 1st floor, KP Towers,Near Benz circle,MG Road,Vijayawada -10 |
| 36 | No.79, C.P. Ramasamy Road, Alwarpet, Chennai - 600 018. |
| 37 | 323,Diamond Dune,Poonamalle High Road,Aminjikarai,Chennai-600029 |
| 38 | VLCC HELATH CARE LTD., NO.82/51, 1st Avenue, Indra Nagar, Adyar, Chennai - 600 020. |
| 39 | 1st Floor, Little Flower Church Commercial building,Near LF Church, Sahodaran Ayyappan Road,Elamkulam, Cochin - 20 |
| 40 | VLCC Health Care Ltd,TC No.14/1026,Opp.Trivandrum Club,Vazhuthacaud,Trivandrum-695010 |
| 41 | VLCC Health Care Ltd,1st Floor,Elite Arcade,Nr. Petrol Pump,Chakkorathkulam,Kannur Road,Calicut 673011 |
| 42 | VLCC HEALTH CARE LTD 184/1, RACE COURSE ROAD , NEAR THOMAS PARK, COIMBATORE - 641018 |
| 43 | VLCC Health Care Limited ,Plot No. 3792 Old. No. 89 / New No.12 , Q Block , 4th Main Road , Chennai - 600 040 |
| 44 | NO. 1/1, RAJA RAO STREET,COURT ROAD, ABOVE TATA GOLD JEWELLERY, TIRUPUR - 641601 |
| 45 | 9 & 26, Taramani 100Ft Road,( opp.TCS) Ramagiri,Velachery,Chennai-600 0042 |
| 46 | Plot No.1, milk project junction, Sivagangai road,K.K. Nagar, Madurai - 625020 |
| 47 | 7/190, Nageshwar Tower Swaroop Nagar Kanpur |
| 48 | 2 nd floor, opp. Sharaganj, 1 Shahnazaf road, Lucknow-226001 |
| 49 | 57-Gandhinagar, Sigra, Varanasi. Pin No. 221010 |
| 50 | 1/10, Ground Floor, Vivek Khand, Gomti Nagar, Lucknow(U.P.) |
| 51 | II FLOOR, OM TOWER, 31 M.G. MARG, CIVIL LINES, ALLAHABAD - 211001 |
| 52 | VLCC Health Care Ltd. 63-64 GKS Palace, Civil Lines Choupla Road Bareilly |
| 53 | 59/4, International Trade Centre 1St Floor Rajpur Road Dehradun U.K 248001 |
| 54 | 172-C/1, Upper Ground Floor, SB Road, Rai Market, Ambala Cantt. |
| 55 | SCO No. -27-28, Ground Floor, RG Tower/Taneja Towers Distriict shopping complex,Ranjit Avenue, B Block Market, Amritsar. |
| 56 | Sco-425/26, 1St Floor, Sector 35C, Chandigarh |
| 57 | Sco - 43, Pocket No.1,Chandigarh Kalka Highway,Nac,Manimajra,Chandigarh |
| 58 | 2618 Ferozepur Road, Near Nagpal Regency,Ludhiana |
| 59 | Vlcc Health Care Ltd 194-R Model Town Market Iiird Floor Above Kapsons Jalandhar City-144003 |
| 60 | 20 C/C Gandhi Nagar, Jammu-180004 |
| 61 | M-14, Greater Kailash, Part -2, Commercial Complex, New Delhi -110048 |
| 62 | F - 14/30, Model Town - Ii, New Delhi 110009 |
| 63 | C-20, Friends Colony (East), New Delhi -110065 |
| 64 | 203-204 Pp Tower Neta Ji Subash Place New Delhi 110088 |
| 65 | 35, Ist, Iind & Iiird Floor,Central Market,Punjabi Baghnew Delhi-110026 |
| 66 | A-2/9 Safdarjung Enclave New Delhi -29 |
| 67 | B - 4/52 Safdarjung Enclave New Delhi - 110029 |
| 68 | G-85, Preet Vihar, Main Vikas Marg, New Delhi-92 |
| 69 | P - 2, Shop No: 3, Jop Plaza, Sector - 18, Noida - 201 301 |
| 70 | R-2/240 A, Raj Nagar, Ghaziabad-201001 |
| 71 | 10,Ground floor,Gaur Gravity, 8 Vaibhav Khand,Indirapuram Ghaziabad.201014 |
| 72 | Gr.Floor,Sco-97,Sector-16,Next To Idbi Bank,Faridabad Haryana Pin 121006 |
| 73 | A-14/23 Dlf Phase 1 Gurgaon Haryana 122002 |
| 74 | Sco 60, Dsc, Sector 23-A, Gurgaon-122015 |
| 75 | 11/1-B, Pusa Road, New Delhi-110005 |
| 76 | 101,First Floor, Hl Wings, Plot No 2, Pkt-4, Sec-11, Dwarka |
| 77 | A-1/163A, Main Najafgarh Road, Janak Puri, New Delhi -110058 |
| 78 | Unit No. A1, J1/164 Grounde Floor, Rajouri Garden Delhi-110027 |
| 79 | D-14 2nd Floor South extn. part -2 above croma New Delhi -110049 |
| 80 | K-11,B,Guru Nanak Complex,Near Luhriya Tawer,Ashok Marg,C-Scheme,Jaipur,Raj.302001 |
| 81 | First Floor, Padamdeep, G-10/8, Sanjay Place, Agra |
| 82 | 45A G/F City Centre opp. Air tel Office,Gwalior |
| 83 | E-16,Chandra Tower,Gautam Marg,Opp. PNB Bank,Vaishali Nagar,Jaipur |
| 84 | VLCC Health Care Ltd. 1st Floor, Embassy Building, 9/1/3, M.G. Road, Indore -452001 (M.P.) |
| 85 | VLCC Healthcare ltd 47/A Malvia Nagar, Near Tansique Showroom, New Mkt, Bhopal-462003 |
| 86 | 36-37 SDC Building Mouji Colony Malviya Nagar Jaipur-302017 |
| 87 | Transavenue,Second Floor,Near Mahanagar Telephone Exchange,Mhada.Andheri West.Mumbai 400 053 |
| 88 | Madhuram, 398/B, Next To Kotak Mahindra Bank, Near Abobila Mutt, Chembur, Mumbai - 400071 |
| 89 | 232,Mangalam Marvel,West Highcourt Road,Gokulpeth,Nagpur-440010 |
| 90 | Vikas Paradise,Commercial Complex,1St Floor,Lbs Marg,Next To Santoshi Mata Mandir,Mulund (West) Mulund 400 080 |
| 91 | B-101/102, Sangeeta Apartments, Ram Gully, S.V.Road, Above Cosmos Bank, Kandivali(W), Mumbai-400 067 |
| 92 | Nkm International House, Backbay Hall, Near Hotel Marine Palaza), Babubhai Chenoy Road , Nariman Point, Marine Drive, Mumbai 400 020 |
| 93 | Bengal Chemicals Bldg., Veer Savarkar Road, Next To New Regional Passport Office, Prabhadevi, Mumbai. 400025 |
| 94 | Golden Line Business Centre,Link Way Estate,Next To Chincholi Fire Brigade,Link Road,Malad (West)Mumbai 400 064 |
| 95 | Padmadarshan Palace,Plot No 41,Nr.Jehan Circle,Gangapur Rd,Nasik-422005 |
| 96 | Plot No 329,Dhawn Bldg,Corner Of 7Th Road & Linking Rd,Above Reebok Showroom,Khar (West).Mumbai 400 052 |
| 97 | High Tech Plaza,Mahakali Caves,Andheri (East)Mumbai - 400093 |
| 98 | 101/102,First Flr,Samrudhi Plaza,Mira Bhayander Rd,Thane 401107 |
| 99 | Showroom 1 & 2,Second Floor,Cts No.4798,Saraswati Sankul,Opp S.B.College Bus Stop,Nirala Bazar,Aurangpura.Aurangabad 431-001 |
| 100 | Plot No.41,Sector 19 E,Next To Palm Beach,Near Galleria Mall.Vashi.Navi Mumbai |
| 101 | Jeeva Bunglow,Gigi Apts,14,Silver Beach Estate,A.B.Nair Rd,Juhu.Mumbai 400 049 |
| 102 | Neelkanth Darshan,Shop No 1,2,3,Plot No 125/4,Mumbai Pune Road,Op S.K Bajaj Showroom,Panvel District Raigad 410206 |
| 103 | Hig 27,Sector 1,Main Road,Shanker Nagar,Raipur.Chattisgarh 492 001 |
| 104 | Ram Smiriti Building, Ram Maruti Road, Lane No. 4, Near New English , School, Thane West , Thane District, Mumbai |
| 105 | 1St Floor,Cosmos Mart,Opp Tikujiwadi,Above Foodland,Manpada.Thane (W) Mumbai 400 |
| 106 | 1St Floor,Spring Avenue,Opp Kdmc,B Ward,Above Reliance Fresh,Chikenghar.Kalyan(W) Mumbai 401321 |
| 107 | Hermes Waves,Grd Flr,Shop No 5+5A,Bldg B1,Nx to Big Bazaar,Kalyaninagar.Pune 411006 |
| 108 | Shop No. 1,Abhijit Court,Grd Flr,Bhandarkar Rd,Shivaji Nagar Pune 411-005 |
| 109 | Sanghvi Arcade,First Floor,Parihar Chowk,Aundh.Pune 411-007 |
| 110 | Shop No.11,Parshwa Bldg,Sujoy Garden,Mukund Harden,Pune 411-037 |
| 111 | Unit No T 20 To 24,Destination Centre,Magarpatta City,Hadapsar.Pune 411-013 |
| 112 | MARC Square,Shop No 10-17,Grd Flr,Plot No 102/2/5,Savedi,Taluka Nagar,Ahmednagar .414 003. |
| 113 | G.F , Unit No. 2 Setu Commercial Complex, Near S.B.I, C.Groad, Navrangpura, Ahmedabad-380009 |
| 114 | 2Nd Floor,House No 4,Union Point,Near Kakadia Complex,Ghod Dod Rd,Surat 395007 |
| 115 | 1St Flor, B Wing,Trident,Opp Gery,Race Cource,Varodara.390007.Gujarat |
| 116 | 1St Floor,Shree Surya Complex,Amin Marg,Next To Patel Bhel,Rajkot |
| 117 | G-1,Balleshwar Square,Opp Iskon Temple,G.G.Highway,Ahmd 380015 |
| 118 | 22 Community Centre, Basant Lok, Priya Complex,Vasant Vihar,New Delhi -57 |
| 119 | M - 1, Ist Floor, M Block Market, Greater Kailash - 1, New Delhi 110048 |
| 120 | R-1, Iind Floor, Above Sitaram Bhartiya Hospital, Galleria Market, Phase -IV, DLF, Gurgaon, Haryana |
| 121 | TF-04-05, 3rd Floor, Ansal Plaza, Firozepur Road, Ludhiana |
| 122 | Office no 101-103,Viva Gokul Arcade, viva gokul township, Agashi Road, Virar west, Mumbai 401303 |
| 123 | F-9, Professor colony, Near kavisha motors, kamla nagar, agra |
| 124 | 101,City Pride Building, Behind Nalanda Hotel, Mithakali Six Roads,Navrangpura, Ahmedabad - 380006 |
| 125 | 99-P, Sector-7, Urban Estate, Behind Galaxy Mall, Ambala City |
| 126 | SCO -55 2nd Floor , Ranjit Avenue, Amritsar |
| 127 | 69/A, 2nd Floor, Iind Stage Layout, Mahalakshmi Puram, West of Chord Road, Bangalore - 560086 |
| 128 | 98, Skylark Palazzo, Ist Floor, HAL Airport Road, Bangalore - 560017 |
| 129 | SCO-62-63, Sector - 34A, Chandigarh |
| 130 | Door Nos. 337/618 D & 37/618 E, D7Muttathil Lane, Kadavanthara, Cochin-682020 |
| 131 | A-18, Lajpat Nagar - II, New Delhi - 24 |
| 132 | I- 5, Kirti Nagar, New Delhi - 15 |
| 133 | 372, 1st floor, Kohat Enclave, Pitampura, New Delhi- 110034 |
| 134 | 1st Floor, C-63, Preet Vihar, New Delhi - 92 |
| 135 | SCF-46 & 47,2nd flr,Main Market,Sec-15,Faridabad |
| 136 | K - 65,66, Sector -18, Noida |
| 137 | C-1/713 E, Palam Extension, Sector-7, Dwarka, New Delhi |
| 138 | 18 A,Opp.Sahara Uphar Complex,H.P.Dubey Marg,Daudpur,Gorakhpur -273001 |
| 139 | 4th floor, JVR Towers, Laxmi Nagar Colony,Near Telephone Exchange, Kothapet, Dilsuknagar, Hyderabad-36 |
| 140 | Plot no. 262/3RT, Ist Floor, S.R. Nagar, Hyderabad - 38 |
| 141 | K-14 Primvada Sadan, C-Scheme,Ashok Marg Jaipur-302001 |
| 142 | No. 41/2B, 2nd floor, Sarat Bose Road, Kolkata-700020 |
| 143 | P-252, C.I.T. Road, Scheme-VI (M), P.S. Phoolbagan, Kolkata-700054 |
| 144 | Ist Floor, 1A, Sapru Marg, Shravan Plaza, Lucknow |
| 145 | b-19, 217/1, below HT office , nr. HIG flats, Rani Jhansi Road, Ghumar Mandi , Ludhiana |
| 146 | Amrita Sadan, Plot No. 13/14, Sector -22, C:1-6, Navi Mumbai - 400706, Nerul (W) |
| 147 | !st Floor, 101-102, Diamond Park, near Eastern Express Highway, Mulund (East) , Mumbai |
| 148 | 1st Floor, Sri Krishna Cooperative Housing Society, Building No. - 3, New mahavir Nagar, Kandivilli (West), Mumbail - 400 067 |
| 149 | 6-B, 2nd & 3rd floor, S.K. Puri, Patna |
| 150 | 2nd Floor, Monoplex Plaza, C.T.S. No. 1020/7, Model colony, Shivaji nagar, Pune |
| 151 | 3rd Floor , Jai Ganesh Vision, ‘A’ Wing, Near Fame Multiplex, Akurdi-Chinchwad, PCMC, Pune - 35 |
| 152 | 3rd Floor, Parmar Gallery, S.No. 77/48, 77/41, Wanowrie, Pune |
| 153 | 2nd floor,Pranami Mandir Complex,Pranami Mandir Road,Siliguri-734001 |
| 154 | C/O S.S. Sales Corporation, Railway Road (Adj to Bank of Baroda),Sonipat |
| 155 | Bhartiya Bhawan, Shakti Nagar, Near Andhara Bank, Udaipur (Raj) |
| 156 | D-63/4B,Ground flr,Gangotri,Mahmoorganj, Varanasi-221001 |
| 157 | Second Floor, Pratap Tower, 16 C / 1 A, Stratchy Road, Civil Lines Allahabad (UP) |
| 158 | 16-17/211, Ground Floor, Nariman Point Welfare society, Station Road, Civil Lines, Bareilly (UP) |
| 159 | IIFT Campus Complex "Abhinandan" Behind Khemka Sadan, Mission Compound Saharanpur – 247001 (UP) |
| 160 | Mamta Press Complex Opp. Farukhabad Railway Crossing Etawah (UP) |
| 161 | Plot No 4/1, Byramji Town, Unit No 1, Ground Floor, Wing A, J.P.Heights, Mouza jaripatka, Nagpur 440013 |
| 162 | 64, HSIDC,Sector 18, Maruti Industrial Area, Gurgaon 122015 |
| 163 | 2nd floor,Pranami Mandir Complex,Pranami Mandir Road,Siliguri-734001 |
| 164 | Plot No 4/1, Byramji Town, Unit No 1, Ground Floor, Wing A, J.P.Heights, Mouza jaripatka, Nagpur 440013 |
| 165 | Office no 101-103,Viva Gokul Arcade, viva gokul township, Agashi Road, Virar west, Mumbai 401303 |
| 166 | C 1 713 E PALAMEXTENTION DWARKASECTOR 7 |
| 167 | F-9, Professor colony, Near kavisha motors, kamla nagar, agra |
| 168 | SCF-46 & 47,2nd flr,Main Market,Sec-15,Faridabad |
| 169 | 18 A,Opp.Sahara Uphar Complex,H.P.Dubey Marg,Daudpur,Gorakhpur -273001 |
| 170 | C/O S.S. Sales Corporation, Railway Road (Adj to Bank of Baroda),Sonipat |
| 171 | D-63/4B,Ground flr,Gangotri,Mahmoorganj, Varanasi-221001 |
| 172 | 99-P, Sector-7, Urban Estate, Behind Galaxy Mall, Ambala City |
Terms and Conditions
- All Kotak Mahindra Bank Limited (“Bank”) Credit Cardholders (“Cardholders”) have the option to purchase / avail the products / services from VLCC Healthcare Limited on Equated Monthly Installment (“EMI”) by using their Kotak Credit Card.
- Cardholders may opt to convert their purchase at select Merchant outlets into EMIs for 03, 06, 09 and 12 months as per the offer communicated at the time of availing the products / services. There are no processing fees, no interest and no foreclosure charges for converting the purchase into EMIs. List of outlets where the offer is available is updated on our website www.kotakcards.com.
- The offer is valid on purchases made between 1st Nov 2011 and 31st Oct 2012 (“Offer Period”)
- If the Cardholder wishes to convert his transaction into EMI, then he has to inform the Merchant regarding the same before swiping their Kotak Credit Card at the billing counter.
- This offer cannot be availed on a Kotak Best Price Card.
- Transaction greater than or equal to Rs._2000/- can only be converted into EMI. Only single transaction which is equal to or greater than Rs._2000/- can be converted into EMI. No 2 transactions can be clubbed in order to avail the benefit of EMI. Transactions upto 75% of the credit card limit can be converted into EMI.
- Cardholders classified as delinquent during the Offer Period will not be eligible for this offer.
- Cardholders will not hold the Bank responsible for, or liable for, any actions, claims, demands, losses, damages, costs, charges and expenses which a Cardholder may suffer, sustain or incur by availing this offer.
- Bank is neither responsible nor guarantees the quality of / products /service provided by the Merchants / Manufacturer. The quality of the product / service is the responsibility of the Merchants / Manufacturer.
- The EMI offer is subject to all other terms and conditions of the EMI facility as set out in the Cardholder Agreement issued by the Bank in relation to the Kotak Credit Card.
- The Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.
- Any participation in this offer is voluntary. Any person availing of this offer shall be deemed to have accepted these Terms and Conditions.
- The decision of the Bank in all matters in connection with and incidental to this offer is final and shall be binding on all persons.
- All disputes arising out of or in connection with the EMI offers shall be subject to the exclusive jurisdiction of the courts at Mumbai.

