Kotak credit Cards

Kotak Credit Cards, in partnership with Vibes, offers on-the-spot No Charge EMI at select outlets of Vibes.

To avail the ‘Dream Big’ EMIs:

• Go to the payment desk at the participating outlets
• Choose a No Charge EMI duration
• Pay every month in easy installments at no interest and no processing fee

The EMI tenures available to the customer is of 3, 6, 9, and 12 months

S.NO	CENTRE'S NAME	CONTACT NO.	ADDRESS & E-MAIL ID'S
1	PREET VIHAR	011 - 22427777 011 - 43013506 9811909969	99, New Rajdhani Enclave, New Delhi - 110092
2	THEATRE ROAD	033-22809221 033-22809222 033-22810976 40084542/43/44	47-Theatre Road, oppsite kala mandir, Kolkata-700017 theatreroad.cal@vibes.co.in
3	SOUTHERN AVENUE	9903233296 033-32426606 033-40064148 033-40064158 033-40064168 033-40064169	3, Southern Avenue, Near Kalighat Metro Station, Kolkata-700029 alipore.cal@vibes.co.in
4	KAKURGACHI	033-40069301 033-40069302 033-40069303 033-40069304 098300-57331	P-18, CIT Road Scheme, 6M, Ist Floor, Above Barista, Near Pantaloon, Phoolbagan, Kolkata - 700054
5	BANJARA HILLS	040-23315954 040-23315955 040-32978474 040-32978475 9966326361	8-2618/8 & 9, Road No.1 & 11,  ABK Oblee Plaza Opp. Care Hospital, Banjara Hills - 500082  bh.hyd@vibes.co.in
6	GREEN PARK	46072722 46082299 9971815028 26855477 9910190975	C-1, Green Park Extn.,Main Road, Opp IOC Building,Adjacent to the Gurudwara, New Delhi - 110016
7	KORAMANGLA	080-25536606 080-25536612 080-25505982   080-41314174	H.no.6&4'B' Block,100FT Road, 17th Main Near BDA Complex, Next To Nandhini Place, Koramangla, Bangalore-560034 koramangla.blr@vibes.co.in
8	JAYA NAGAR	080-26576606 080-26576612  080-41219696 080-41219697 080-41219698 080-32925557	No.93/12,Shreyas Point, South End Road, Bangalore  jyn.blr@vibes.co.in
9	INDIRA NAGAR	080-41155561 080-41155592 080-32925558	Ist floor,28-BEMl Main Road, Hal 3rd Stage, New Thippasandra, Bangalore-560075 idn.blr@vibes.co.in
10	KUKATPALLY	040-23057762 040- 23057763 040-32425233 040- 32425244 040-40061762 9000771590	Plot no. 2, MIG-1, KPHB Colony, Kukatpalli, Hyderabad - 500072 vibes.kukatpally@yahoo.co.in
11	CENTRAL AVENUE	033 -22696606/07/08	Meridian Plaza 1, 1st floor,  207 Central Avenue, Near Girish Park, Kolkata - 700006 girishpark.cal@vibes.co.in
12	SILIGURI	09932986002/03 0353-2640560/460 09933046606/12	Iskon Mandir Road, Radhika Appartment, Opposite Payal Cinema, Ground Floor, Siliguri-734401 siliguri@vibes.co.in
13	MADHAPUR	040-40206506 040-40206612 040-40058086	1-98/90/20, HI TEC CITY, MAIN ROAD ABOVE OLIVE GARDEN, MADHAPUR, HYDERABAD-500033
14	PITAMPURA	011 - 65101993 011 - 65106657 011 - 47511644 011 - 47511655	GD-23, 1st Floor, Pitam Pura, Delhi - 110088
15	Meera Bagh	011 - 45633814 011 - 45633815 011 - 45633816	B-377, Meera Bagh, Paschim Vihar, New Delhi-110087
16	J.P.Nagar	080 - 42246606 080 - 42246607 080 - 42246608 080 - 42246612 098805-03030	253, G.F., 24th Main. 6th Cross, 5th Phase, J.P.Nagar, Bangalore 560078, Karnatka
17	Sadashiv Nagar	080 - 41466612 080 - 41116606 080 - 41116607 080 - 41116608	Royal Orchid No.371, 8th Main, Road Upper Palace Orchards, Sadashiv Nagar, Bangalore - 560080
18	Karkhana Road	040 - 27742234 040 - 27742235 040 - 27742236 040 - 40266606/8/9/12	FF, GMG One, 59/1/2, Vikrampuri, Kharkhana Main Road, Secunderabad - 500009

Terms and Conditions

• All Kotak Mahindra Bank Limited (“Bank”) Credit Cardholders (“Cardholders”) have the option to purchase / avail the products / services from Vibes Healthcare Limited on Equated Monthly Installment (“EMI”) by using their Kotak Credit Card.
• Cardholders may opt to convert their purchase at select Merchant outlets into EMIs for 03, 06, 09 and 12 months as per the offer communicated at the time of availing the products / services. There are no processing fees, no interest and no foreclosure charges for converting the purchase into EMIs. List of outlets where the offer is available is updated on  our website www.kotakcards.com.
• The offer is valid on purchases made between 1st  Nov 2011 and 31st Oct 2012 (“Offer Period”)
• If the Cardholder wishes to convert his transaction into EMI, then he has to inform the Merchant regarding the same before swiping their Kotak Credit Card at the billing counter.
• This offer cannot be availed on a  Kotak Best Price Card.
• Transaction greater than or equal to Rs._2000/-  can only be converted into EMI. Only single transaction which is equal to or greater than Rs._2000/- can be converted into EMI. No 2 transactions can be clubbed in order to avail the benefit of  EMI. Transactions upto 75% of the credit card limit can be converted into EMI.
• Cardholders classified as delinquent during the Offer Period will not be eligible for this offer.
• Cardholders will not hold the Bank responsible for, or liable for, any actions, claims, demands, losses, damages, costs, charges and expenses which a Cardholder may suffer, sustain or incur by availing this offer.
• Bank is neither responsible nor guarantees the quality of / products /service provided by the Merchants / Manufacturer. The quality of the product / service is the responsibility of the Merchants / Manufacturer.
• The EMI offer is subject to all other terms and conditions of the EMI facility as set out in the Cardholder Agreement issued by the Bank in relation to the Kotak Credit Card.
• The Bank reserves the right, at any time, without prior notice and without assigning any reason whatsoever, to add/alter/modify/change or vary all of these terms and conditions or to replace, wholly or in part, this offer by another offer, whether similar to this offer or not, or to extend or withdraw it altogether.
• Any participation in this offer is voluntary.  Any person availing of this offer shall be deemed to have accepted these Terms and Conditions.
• The decision of the Bank in all matters in connection with and incidental to this offer is final and shall be binding on all persons.
• All disputes arising out of or in connection with the EMI offers shall be subject to the exclusive jurisdiction of the courts at Mumbai.