Phone Banking
Contact Kotak Customer Service; in the menu option select the Banking Option and place a request with the executive to transfer the amount from your Kotak Savings or Current account to your Kotak Credit Card account.
Toll free number at 1800 116022 (For North India) and for Rest of India at 1800 226022
Net Banking
If you are registered for Kotak Mahindra Bank’s Net banking facility, you can transfer the Credit Card bill amount from your Savings or Current account to the Credit Card account online.
Processs: Kotak Net Banking > Home Page > Select Credit Card option > Payments > Make Payment Option.
Please Note: To avail of this facility you should be a Savings or Current Account holder with Kotak Mahindra Bank.
Kotak & Skypak Drop Box
You can also drop a local cheque, payable to Kotak Mahindra Bank Card A/c followed by your 16-digit Card number, at any one of our drop boxes located in ATMs and branches in your city.
SMS K DROPBOX <6 Digit Pincode> to 5676788
Auto Debit Option
If you have an account with Kotak Mahindra Bank, you can instruct us to automatically debit your bank account with either the Minimum Amount Due or Total Amount Due of your monthly outstanding on your Credit Card. Your account with Kotak Mahindra Bank should be a sole account or a joint account with an 'any' or 'either' signing mandate.
Click here to dowanloadt the Auto Debit Authorization Form.
The signed copy of the form can be submitted at a Branch or Couriered or Faxed to the below mentioned address:
To
Manager
Kotak Mahindra Bank Credit Cards Division
4th Floor, Vinya Bhavya Complex,
159-A, CST Road,
Kalina, Santacruz(E), Mumbai 400098, India
Fax: 91 22 66726110
NEFT Channel of payment to Kotak Credit Cards
In the pursuit of providing convenience to Kotak Credit Card holders towards payment of their credit card outstanding we have now added NEFT channel. National Electronic Funds Transfer (NEFT) system is a nation wide funds transfer system to facilitate transfer of funds from any bank branch to any other bank branch.
Steps for NEFT
Log on to your Non Kotak Bank - Net Banking site
Select Funds Transfer / NEFT option
Register for Payment to Kotak Credit Cards
Enter the details – (these could be specific to the bank’s site)
Details To be Entered:
Payee Name – 4166xxxxxxxxxxxx Customer Name
Select Option – Account Type as 52 for NEFT
Select Location City - Mumbai
Select destination bank - Kotak Bank
Bank code MAIN BRANCH MUMBAI - IFSC Code -KKBK0000958
Update Payee Account No - 4166xxxxxxxxxxxx (Provide your correct 16 digit Kotak Credit Card No)
Over The Counter
You can also deposit cash towards your credit card at any of the Kotak Mahindra’s Bank Branches.
SMS K BRANCH <6 Digit Pin code> to at 5676788
