Pay your Kotak Credit Card outstanding using Mobile Banking ( INTER BANK MOBILE PAYMENT SERVICES –IMPS)
Steps To Get Started
Download the Mobile Banking Application provided by your Bank. You can view the participating banks live on IMPS merchant payment http://imps.npci.org.in/P2M_PB.asp
Example: If you are Kotak Mahindra Bank Account Holder – Just SMS K MOBILE <Last 4 digits of your CRN> to 9971056767 or 5676788 .Please note you need to send the SMS from the preferred mobile number you have registered with Kotak Mahindra Bank. You would receive the link to download the application on your mobile number registered with the Bank. The same needs to be activated by forwarding the activation key to 9971056767 or 5676788 or visiting the nearest bank branch. Please make sure that you have updated your current mobile number with the Bank.
Click on the Mobile Application installed on the handset & login to Mobile Banking
Click on “Banking”
A separate Link for IMPS will be available
Click on “IMPS” and then select Merchant Payment
Enter the debit Bank Account number under Source Account: xxxxxxxxxxx
Enter this number as Merchant Mobile Number for Kotak Credit Cards: 9833336633
Enter this Mobile Money Identifier (MMID) for Kotak Credit Cards: 9485633
Enter the Amount (INR) that you wish to pay: xxxx.xx
Enter your Kotak Credit card Number under Payment Reference Number field : 4166 xxx xxx xxx xxx
You will receive the transaction confirmation on your handset screen
Click on Confirm
Transaction details will be displayed on your handset post confirmation
You will receive an SMS on the transaction done.
Your Kotak Credit Card account would be credited with the amount authorized by you within 24hrs
Contact Kotak Customer Service; in the menu option select the Banking Option and place a request with the executive to transfer the amount from your Kotak Savings or Current account to your Kotak Credit Card account.
Toll free number at 1800 102 6022
If you are registered for Kotak Mahindra Bank’s Net banking facility, you can transfer the Credit Card bill amount from your Savings or Current account to the Credit Card account online.
Processs: Kotak Net Banking > Home Page > Select Credit Card option > Payments > Make Payment Option.
Please Note: To avail of this facility you should be a Savings or Current Account holder with Kotak Mahindra Bank.
Kotak & Skypak Drop Box
You can also drop a local cheque, payable to Kotak Mahindra Bank Card A/c followed by your 16-digit Card number, at any one of our drop boxes located in ATMs and branches in your city.
SMS K DROPBOX <6 Digit Pincode> to 5676788
Auto Debit Option
If you have an account with Kotak Mahindra Bank, you can instruct us to automatically debit your bank account with either the Minimum Amount Due or Total Amount Due of your monthly outstanding on your Credit Card. Your account with Kotak Mahindra Bank should be a sole account or a joint account with an 'any' or 'either' signing mandate.
Click here to dowanload the Auto Debit Authorization Form.
The signed copy of the form can be submitted at a Branch or Couriered or Faxed to the below mentioned address:
Manager- Service Assurance Centre
Kotak Mahindra Bank
Zone IV, 4th Floor, Kotak Infiniti, Building No. 21
Infinity Park, Off Western Express Highway
General A K Vaidya Marg, Malad (E), Mumbai – 400 097.
NEFT Channel of payment to Kotak Credit Cards
In the pursuit of providing convenience to Kotak Credit Card holders towards payment of their credit card outstanding we have now added NEFT channel. National Electronic Funds Transfer (NEFT) system is a nation wide funds transfer system to facilitate transfer of funds from any bank branch to any other bank branch.
Steps for NEFT
Log on to your Non Kotak Bank - Net Banking site
Select Funds Transfer / NEFT option
Register for Payment to Kotak Credit Cards
Enter the details – (these could be specific to the bank’s site)
Details To be Entered:
Payee Name – 4166xxxxxxxxxxxx Customer Name
Select Option – Account Type as 52 for NEFT
Select Location City - Mumbai
Select destination bank - Kotak Bank
Bank code MAIN BRANCH MUMBAI - IFSC Code -KKBK0000958
Update Payee Account No - 4166xxxxxxxxxxxx (Provide your correct 16 digit Kotak Credit Card No)
Over The Counter
You can also deposit cash towards your credit card at any of the Kotak Mahindra’s Bank Branches.
SMS K BRANCH <6 Digit Pin code> to at 5676788 or 9971056767
VISA Credit Card Payment
You can pay your monthly Kotakcard bill by transferring money from your Visa debit card to your Kotak credit card. To avail of this convenient and secure facility, all you need to do is log into your bank's net-banking service and register your Kotakcard for VISA Credit Card Payment. You can then start using VISA Credit Card Payment to make your Kotakcard payments at any time of the day or night. The transfer will typically reflect in 2-3 working days.
There are no complicated forms or accounts to set up. You just need to register your Kotakcard on your bank's net-banking service. Whenever you need to make a payment, simply log into your bank's net-banking, specify the amount you want to transfer and give your Kotakcard number.
VISA Credit Card Payment transactions are quick and safe - it uses the global Visa network that already processes trillions of transactions a year.
You wanted a simple, hassle free payment option; we've got WebPAY for you!!
The WebPAY service enables you to pay your Kotak Credit Card bills online from any* of your non – Kotak Mahindra Bank savings accounts. You can pay from over 30 major banks.
Pay from the convenience of your home / office, no more locating drop boxes or waiting in queues!
*Click here to see the list of banks to which this service is extended
WebPAY in 4 Easy steps:
- Step 1 Provide your Kotak Credit Card payment details
- Step 2 Select your Savings account bank from the drop down list
- Step 3 Confirm payment
- Step 4 Receive online confirmation and Transaction Reference number
Please Note: Your Kotak Credit Card account would be credited with the amount authorised by you within 3 working days (excluding weekends and bank holidays), for all payments made through WebPAY.
Important note: WebPay service fee of Rs10/- plus service tax applicable per transaction effective 01st April 2013